Markets


Benefits solutions for high-turnover industries

From the retail world to the restaurant business to the hospitality space to the staffing industry, our consultative approach, end-to-end benefit solutions, and comprehensive technology platform enable us to meet the unique needs of mid-size and large employerssmall employers  and associations.

We specialize in creating the right benefit solution for high-turnover industries, attracting more employees and reducing turnover-related costs. And with specialized insurance plans and services for executives and other key employees, we have the entire business covered.

Associations and affinity groups

Ternian offers customizable solutions for professional and trade associations and “bonafide” association groups.

 

Ternian_Icons_Construction

Construction

Ternian_Icons_Home health care

Home health care

Ternian_Icons_Hospitality

   Hospitality

Ternian_Icons_Retail

Retail

Ternian_Icons_Restaurants

Restaurants

Ternian_Icons_Security

Security

Ternian_Icons_Skilled nursing facilities

Skilled nursing facilities

Ternian_Icons_Staffing

Staffing

Ternian_Icons_Wholesale

Wholesale

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THE INSURANCE DESCRIBED ON THIS SITE PROVIDES LIMITED BENEFITS. LIMITED BENEFITS PLANS ARE INSURANCE PRODUCTS WITH REDUCED BENEFITS AND ARE NOT INTENDED TO BE AN ALTERNATIVE TO OR INTEGRATED WITH COMPREHENSIVE COVERAGE. FURTHER, THIS INSURANCE DOES NOT COORDINATE WITH ANY OTHER INSURANCE PLAN. IT DOES NOT PROVIDE MAJOR MEDICAL OR COMPREHENSIVE MEDICAL COVERAGE AND IS NOT DESIGNED TO REPLACE MAJOR MEDICAL INSURANCE. THIS INSURANCE IS NOT MINIMUM ESSENTIAL BENEFITS AS SET FORTH UNDER THE PATIENT PROTECTION AND AFFORDABLE CARE ACT. IF YOU DON'T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE ADDITIONAL PAYMENT WITH YOUR TAXES.

Insurance coverage is underwritten by AXIS Insurance Company. Coverage is subject to exclusions and limitations, and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements,descriptions of benefits, exclusions or limitations may vary depending on local country or US state laws. Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations, and exclusions, are set forth in the policy.