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CriticalMed Plan®

Coverage for a set-limit of catastrophic care.

The CriticalMed Plan provides a predetermined, set-limit of fixed indemnity payments for catastrophic coverage. The plan can be offered as a core benefit option for uninsured employees or as a supplemental buy-up option for underinsured employees who are enrolled in a limited-benefit medical plan. It is not intended to replace major-medical coverage.

CriticalMed offers an option for individuals who are concerned about insurance coverage for major events. The simple and affordably priced plan is designed for individuals who are willing to self-pay their day-to-day medical expenses and forego first-dollar insurance coverage. A set-limit of catastrophic coverage with fixed indemnity payments can be selected to best meet a person’s needs. Plan options available are the $15,000, $25,000 and $50,000 plans.

For detailed plan information or to obtain a quote (click here).

Disclaimer: This is not basic health insurance or major medical coverage and is not designed as a substitute for basic health insurance or major medical coverage. This document provides only brief descriptions of the coverages available. The Policies contain reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in each Policy. If there are any conflicts between this document and the Policy, policy shall govern. Not all coverages are available in every state. Coverage may not be available in all jurisdictions and is subject to actual policy language. For broker/agent use only. Not a solicitation. DoctorNavigator and other noninsurance products and services may be provided by independent third parties.

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