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All Products
Ternian® continues to provide market-based solutions by assessing the needs of uninsured and underinsured individuals. We work to uncover the potential coverage gaps in the voluntary marketplace across the spectrum of existing products and services.
The development of our value-driven, Direct Voluntary BenefitsSM is a direct result of our research efforts. We offer innovative solutions for the very different needs of very different employee lifestyles. The plans expand on the health care consumerism movement and give employees choice, information, and a broader range of quality, affordable options.
Ternian offers voluntary, fixed indemnity limited-benefit medical plans that are not subject to the health insurance reform provisions of PPACA. Our range of coverage includes: mini-med, mid-level medical, set-level of catastrophic, gap insurance, and other ancillary benefits.
Why deal with the hassles and uncertainty of the yearly HHS waiver process for annual limits and loss ratio? Ternian can offer you and your clients stability in this marketplace.
Ternian Products:
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Disclaimer: This is not basic health insurance or major medical coverage and is not designed as a substitute for basic health insurance or major medical coverage. This document provides only brief descriptions of the coverages available. The Policies contain reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in each Policy. If there are any conflicts between this document and the Policy, policy shall govern. Not all coverages are available in every state. Coverage may not be available in all jurisdictions and is subject to actual policy language. For broker/agent use only. Not a solicitation. DoctorNavigator, PatientPlus Card and other noninsurance products and services may be provided by independent third parties.
