Over the decades of building business relationships with Human Resources Executives and Benefit Professionals, we’ve learned what it takes to earn a reputation as an industry-leading provider. We understand the service-level requirements of an often understaffed Benefits Department and the flexibility needed to maintain a partnership, not just a vendor agreement. Most importantly, we share in the same desire of every HR and Benefit Professional we have ever encountered, and that is the dedication to better your employees’ lives by helping them to obtain quality, affordable health care coverage.

Our founders remain committed to the cause for uninsured and underinsured workers.

As you get to know Ternian^® and review our website, products, and services, we think you’ll agree that we are a unique voluntary medical solutions provider. We offer fixed indemnity limited-benefit medical plans. Our range of coverage includes: mini-med, mid-level medical, set-level of catastrophic, gap insurance, and other ancillary benefits.

We developed innovative, voluntary health care options designed to fill the gaps in coverage for the very different needs of very different employee lifestyles. Our plans are complementary to existing employee benefit programs and give employees added choice, information, and a broader range of quality, affordable options.

We want to become your partner of choice and enhance your employee benefit program.

Plans are available at no cost to the employer. With Ternian's online delivery system called DirectWeb^®, plans can be offered with little administrative effort and without the commitment of payroll deductions.

Tell your insurance broker about Ternian. Or let us know who we can contact at your company (click here).