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Welcome to Ternian® Insurance Group
Our company name may be new to you, but our footprint in the voluntary marketplace is not.
You’ll know our founders as the Leadership Team formerly behind the Nation’s premier provider of limited-benefit medical (mini-med) plans. For over 20 years, we helped thousands of employers and millions of uninsured workers obtain quality, affordable coverage.
Today, that tradition of market leading innovation continues. Because different employee lifestyles require a choice of different benefit solutions, Ternian offers a better approach to the limited-benefit medical marketplace. We believe that there continues to be a need in the marketplace to provide consumers with more choice, information, and a broader range of quality, affordable insurance options.
We look to complement existing benefit plans in the marketplace today and offer voluntary, value-based fixed indemnity medical plans. Our range of coverage includes: mini-med, mid-level medical, set-level of catastrophic, gap insurance, and other ancillary benefits. We offer programs for nearly any market: Employer Group, Association/Franchise, or Individual Association/Affinity.
Why deal with the hassles and uncertainty of Health Care Reform's affect on mini-meds? Ternian can offer employers, brokers and employees stability in this marketplace. Our fixed indemnity limited-benefit medical plans are not subject to the health insurance reform provisions of PPACA.

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