Our company name may be new to you, but our footprint in the voluntary marketplace is not.

You’ll know our founders as the Leadership Team formerly behind the Nation’s premier provider of limited-benefit medical (mini-med) plans. For over 20 years, we helped thousands of employers and millions of uninsured workers obtain quality, affordable coverage.

Today, that tradition of market leading innovation continues. Ternian offers A Better Approach to the Limited-Benefit Medical and Voluntary marketplace. We believe that there continues to be a need in the marketplace to provide health care consumers with more choice, information, and a broader range of quality, affordable options.

Different employee lifestyles require a choice of different benefit solutions. We look to complement existing benefit plans in the marketplace today and offer voluntary medical plans for basic, catastrophic, and comprehensive health care. We offer programs for any market: Employer Group, Association/Franchise, or Individual Association/Affinity.

Welcome to our value-driven, Direct Voluntary Benefits^SM